fDesk — Automated Debt Issuance
Treasury-as-a-Service for Large and Mid-Market Companies & Municipalities
We provide automated infrastructure for Commercial Paper, Schuldschein, and Bond programmes across European debt markets.
The Problem
Debt issuance today relies on fragmented manual processes: paper-based documentation, email-driven workflows, and disconnected systems. This creates delays, compliance risks, and excessive costs — especially for mid-market issuers who lack dedicated treasury technology.
Our Solution
fDesk digitises the entire debt issuance lifecycle — from programme setup and document automation to real-time execution and post-trade processing. One platform replaces dozens of manual touchpoints.
How It Works
- Programme Setup — Configure your debt programme (CP, Schuldschein, or Bond) in as little as 72 hours. Templates, legal documentation, and counterparty onboarding are automated.
- Issuance Execution — Issue instruments in real-time through our automated workflow. Document generation, pricing, and settlement instructions are handled instantly.
- Post-Trade & Compliance — Automated record-keeping, regulatory reporting, and audit trails. Full lifecycle management from issuance to maturity.
Products
- Commercial Paper Issuance — Touchless CP issuance flow with automated document generation. From €750 per issuance (minimum 10 issues).
- Schuldschein / N-Bond Issuance — Full Schuldschein flow with unlimited issuances and complete document automation. From €5,000 per template.
- SEDIP — Single European Debt Issuance Programme — Comprehensive programme covering Commercial Paper, Schuldschein, and N-Bonds under one unified framework.
Key Metrics
- 90% cost reduction compared to traditional issuance processes
- 72 hours to 4 weeks programme setup (vs. months traditionally)
- Real-time issuance with automated document generation
- Zero compliance violations across all processed transactions
Security & Compliance
Enterprise-grade security with bank-level encryption, multi-factor authentication, and full audit trails. Compliant with European financial regulations and data protection standards (GDPR).